Browsing Category: Finance

spend-or-save-riddle

Americans usually don’t need to be prodded to spend. Over the last 30 years, Americans have maintained a spending rate far above other industrialized nations. In 2007, consumer spending peaked at slightly above 70 percent of the U.S. Gross Domestic Product (GDP), while it only amounted to 55 percent of the GDP in Germany and Japan [source: Brockman]. – DAVE ROOSSpending is not much of a problem for some while saving comes naturally to others. The main issue we have is how to decide which decision is best for us at a moment in time. The “Spend or…

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build-social-profiles-business

Why do people get defrauded online, is it because they were not careful enough? Maybe not. Actually, you are absolutely normal for not trusting your social media contacts, it’s money we are talking about here! A social profile is a great asset in times like this.I know how it feels when you have paid for a service or product online and the other end of the line just goes cold. It stings! But we still fall for these games over and over again. Sometimes a virtual romance get’s nasty and you lose money. Someone promises to meet…

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6-common-tax-filing-mistakes-avoid

It’s probably safe to say handing cash to Uncle Sam does not top the list of your favorite things. When it comes to filing taxes, making a small mistake can mean paying more taxes than you need to or forking over cash to cover penalties.Fortunately, there’s an easy way to make sure your tax return is mistake-free: just take a little extra time to double check your work. Here’s a closer look at the six most common tax-filing errors and tips to help you avoid making them.1. Mistake: Not reporting all income. Reporting…

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5-reasons-talking-money-can-enhance-relationship

Thinking about combining finances with your significant other? Whether you’re getting married or just thinking about getting serious, talking about money can help couples understand each other and avoid unhappy surprises down the road. Here are five reasons why talking about money can enhance a relationship.It makes couples happier.Talking about things like spending, saving and debt may sound business-like and unromantic, but financial experts agree that money is a frequent topic of arguments in many relationships. In fact, according to a survey by the American Psychological Association, almost a third of adults with partners reported that…

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